When it comes to healthcare coverage, understanding the specifics of your plan is crucial, especially when it comes to dental care. Fidelis Care is a trusted name in the health insurance industry, known for its commitment to providing comprehensive coverage. In this article, we will delve into the details of what Fidelis Care covers for dental, ensuring that you have a clear understanding of the dental benefits offered by this esteemed healthcare provider.
Overview of Fidelis Care Dental Plans
Fidelis Care offers a range of dental plans tailored to meet the diverse needs of its members. These plans are designed to provide preventive, basic, and major dental services, ensuring that members can access the care they need to maintain optimal oral health.
Preventive Dental Services Covered by Fidelis Care
One of the key aspects of Fidelis Care’s dental coverage is its emphasis on preventive services. These services are essential for maintaining good oral health and preventing more serious dental issues down the line. Fidelis Care typically covers preventive services such as:
- Regular Check-ups and Cleanings: Routine dental check-ups and cleanings are crucial for identifying and addressing any potential issues early on.
- X-rays: Diagnostic tools like X-rays help dentists assess the health of your teeth and identify hidden problems that may not be visible during a regular examination.
- Fluoride Treatments: Fidelis Care often covers fluoride treatments, which can strengthen tooth enamel and help prevent cavities.
- Sealants: Dental sealants are protective coatings applied to the chewing surfaces of molars to prevent decay.
Basic Dental Services Covered by Fidelis Care
Beyond preventive care, Fidelis Care extends coverage to basic dental services. These services are essential for addressing common dental problems and maintaining overall oral well-being. Basic dental services covered by Fidelis Care may include:
- Fillings: If you have a cavity, Fidelis Care typically covers the cost of fillings to restore the damaged tooth.
- Extractions: In cases where a tooth cannot be saved, Fidelis Care often covers the extraction procedure.
- Root Canals: When the pulp of a tooth becomes infected, a root canal may be necessary. Fidelis Care may cover the cost of this procedure.
Major Dental Services Covered by Fidelis Care
In addition to preventive and basic services, Fidelis Care also provides coverage for major dental services. These services are more extensive and are often required for addressing significant dental issues. Major dental services covered by Fidelis Care may include:
- Crowns and Bridges: Fidelis Care may cover the cost of crowns to restore damaged teeth or bridges to replace missing teeth.
- Dentures: If you require dentures, Fidelis Care may provide coverage for the fabrication and fitting of these dental appliances.
- Orthodontic Services: In some cases, Fidelis Care may cover orthodontic treatments, such as braces, to correct misalignments and improve bite functionality.
Limitations and Exclusions in Fidelis Care Dental Coverage
While Fidelis Care strives to offer comprehensive dental coverage, it’s important to be aware of any limitations or exclusions in the policy. Common exclusions may include cosmetic dental procedures, elective treatments, and certain specialty services. Understanding these limitations ensures that you are well-informed about the extent of your dental coverage.
In conclusion, Fidelis Care provides a range of dental plans that cover preventive, basic, and major dental services. Members can access essential oral healthcare, from routine check-ups to more extensive treatments. By understanding the specifics of Fidelis Care’s dental coverage, you can make informed decisions about your oral health and make the most of the benefits offered by this reputable healthcare provider. Remember to review your policy details and consult with Fidelis Care representatives for the most accurate and up-to-date information regarding your dental coverage.